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Management Team

Board of Commissioners | Board of Directors
Biography PhotoKartika Wirjoatmodjo
President Director
Biography PhotoKartika Wirjoatmodjo
President Director


Born in 1973. Graduated from University of Indonesia in 1996, majoring in Economics and Accounting, and completed an MBA program at Erasmus University in Rotterdam in 2001.

He started his career as Tax and Accounting Consultant at RSM AAJ in 1995 and continued until 1996. Subsequently, he worked as Credit Analyst at Industrial Bank of Japan (1996-1998), Senior Consultant at PwC Financial Advisory Services (1998-1999) and Boston Consulting Group (20... 

Biography PhotoSulaiman Arif Arianto
Deputy President Director
Biography PhotoSulaiman Arif Arianto
Deputy President Director


Born in 1958. Graduated from Bogor Institute of Agriculture in 1981. He obtained a MBA in Finance from University of New Orleans in 1991.

He started his career in 1984 at BRI and remained until 2015. He progressed through the ranks within the bank, holding a variety of leadership positions mostly in the lending business side. Following his early years at BRI in the lending business and training division, his leadership roles included Assistant Manage... 

Biography PhotoRoyke Tumilaar
Director of Corporate Banking
Biography PhotoRoyke Tumilaar
Director of Corporate Banking


Born in 1964 and graduated with a Bachelor of Economics Degree from the Department of Management Economics at the University of Trisakti in 1987. Mr. Tumilaar then earned a Master of Business in Finance from the University of Technology Sydney in 1999.

He joined Bank Mandiri in 1999 through the legacy Bank Dagang Negara (BDN) where his final position was Senior Professional on the Loan Settlement Team in Jakarta.

In 2007, Mr. Tumilaar was promoted to Group Head of Regiona... 
Biography PhotoDonsuwan Simatupang*
Director of Retail Banking
Biography PhotoDonsuwan Simatupang*
Director of Retail Banking


Born in 1961. He earned his Bachelor's degree from Parahyangan University and MBA from Virginia Polytechnic Institute, USA. One of his banking career history is in 2015 at Bank Rakyat Indonesia (BRI) as Director of Commercial Business. His last position at BRI was as Director of Risk Management in 2017.... 
Biography PhotoHery Gunardi
Director of Small Business and Network
Biography PhotoHery Gunardi
Director of Small Business and Network


Born in 1962. Graduated with a BA in Business Administration from August 17th University, Jakarta in 1987 and completed an MBA from University of Oregon, USA, in 1991. He received various professional certifications, including Chartered Financial Consultant from Singapore College of Insurance (2005), Certified Wealth Manager from University of Greenwich, UK (2005), Certified Financial Planning from Financial Planning Standard Board of Indonesia (2008). In additioin, he has participated in severa... 
Biography PhotoDarmawan Junaidi
Director of Treasury and International Banking
Biography PhotoDarmawan Junaidi
Director of Treasury and International Banking


Born in 1966 and completed his undergraduate degree in Civil Law from Universitas Sriwijaya Palembang.

Since 2012, he served as Senior Vice President of Treasury in Bank Mandiri until he was promoted as Regional CEO of Bali and Nusa Tenggara in 2015. In the beginning of 2016, he was appointed as Head of Treasury in Bank Mandiri. Within the same year, he was also entrusted to become the Director of Finance in Semen Indonesia.... 
Biography PhotoPanji Irawan*
Director of Finance
Biography PhotoPanji Irawan*
Director of Finance


Born in 1965. Graduated from Bogor Agricultural University in Agricultural & Resource Economics. One of his banking career histories was in 2011 at Bank Mandiri as Group Head Treasury. His last position is at Bank Negara Indonesia (BNI) as Treasury and International Director in 2016.... 
Biography PhotoRico Usthavia Frans
Director of Information Technology & Operations
Biography PhotoRico Usthavia Frans
Director of Information Technology & Operations


Born in 1970. Completed undergraduate studies in electrical engineering in 1992 at Institute of Technology Bandung.

He started his career in the oil industry in 1993 before moving to the banking industry in 1995 by joining the Management Associate program at Citibank and remained at the company until 2010. At Citibank, his career progressed in various leadership roles across different jurisdictions. Following the early years of his work at Citibank, his roles at the bank progressed fr... 

Biography PhotoAlexandra Askandar
Director of Institutional Relationship
Biography PhotoAlexandra Askandar
Director of Institutional Relationship


Born in 1972. She earned her bachelor's degree at the University of Indonesia and an MBA from Boston University, USA. Her banking career history includes Group Head Corporate Banking in 2015 and Senior Executive Vice President in 2016 at Bank Mandiri.... 
Biography PhotoAhmad Siddik Badruddin
Director of Risk Management
Biography PhotoAhmad Siddik Badruddin
Director of Risk Management


Born in 1964. Completed undergraduate studies in chemical engineering in 1988, and MBA program with a concentration in information system management in 1990, both at University of Texas at Austin.

He started his career in the banking industry in 1990 by joining the Management Associate program at Citibank and remained at the company until 1999. At Citibank, his career progressed in various leadership roles across different jurisdictions. Following ... 

Biography PhotoAgus Dwi Handaya
Director of Compliance
Biography PhotoAgus Dwi Handaya
Director of Compliance


Born in 1970. He earned his Bachelor's degree from University of North Sumatra. His banking career history includes Head of Office of The CEO of Bank Mandiri in 2016. His last position is at Bank Mandiri as Senior Executive Vice President in 2017.... 
Versi Bahasa (Indonesian Language)
*) Pengangkatan anggota Direksi tersebut berlaku efektif setelah mendapat persetujuan dari Otoritas Jasa Keuangan atas Penilaian Kemampuan dan Kepatutan (Fit & Proper Test) dan memenuhi peraturan perundang-undangan yang berlaku.


Versi English
*) The appointment of the said member of the Board of Directors of the Company shall be effective after the issuance of approval by the Financial Services Authority on Fit and Proper Test and the fulfillment of the prevailing regulations.